The list below includes (but is not limited to) insurance for the personal needs we can satisfy for our clients.
Automobile
We provide the professional advice needed to insure your personal private passenger automobiles, utility trailers, and travel trailers.
Recreational Vehicles
These are fun toys you have earned as a result of your hard work, and they need to be properly insured. Recreational vehicles include motorcycles and trikes, ATVs, RVs and boats.
Homeowners
Your home is your largest asset and needs to have proper coverages tailored to your individual needs. This is insuring your home, personal belongings, and personal liability.
Tenants
In many cases individuals do not have proper coverage this insurance is necessary when leasing or renting a property. This will provide coverage for your personal belongings and liability.
Condominium
Condo insurance can be very complicated. You must close the gap between the homeowners association and the condo owner.
Secondary/Seasonal
When insuring your vacation or secondary home it is important to coordinate the coverage with your primary home as to not duplicate or have a gap in coverages.
Dwelling Fire Policies (Includes Landlord/Rental Properties)
Flipping a home, recently acquire a home or rent a home? A dwelling fire policy insures the building and personal liability. These policies can also include vacant properties and homes under construction.
Umbrella
Coverage for liability catastrophes above and beyond all of your other personal policies. Umbrella insurance is additional protection for your assets.
Farm
The ownership, maintenance or use of premises for the production of crops or the raising or care of livestock, including all necessary operations.
Flood
Covers surface water caused by but not limited to excessive rainfall. Floods are not covered under the standard property insurance policies.
Personal Articles
Coverages provided for jewelry, guns, furs, artwork, antiques for loss through theft, accident, or natural disaster. These items will be scheduled on the policy and an appraisal of value will be required.